Phone 807 514 8933
Frequently asked questions
Fincaps is an AMFI-Registered Mutual Fund Distributor. In this capacity, our role is limited to distribution and investor awareness activities as permitted under applicable regulatory guidelines.
Our services include:
Mutual Fund Distribution: Facilitating purchase, switch, and redemption of mutual fund schemes, as per investor instructions.
Systematic Investment Plans (SIP): Enabling investors to set up and manage SIPs in mutual fund schemes of their choice.
Regulatory Compliances: Assisting investors in completing mandatory requirements such as Know Your Customer (KYC) formalities.
Investor Awareness Initiatives: Providing educational material, tools, and resources to help investors understand mutual fund products, associated risks, and regulatory disclosures.
Transaction Support: Offering secure, compliant, and seamless processes for execution of transactions.
Important Note: Fincaps does not provide investment advice, stock tips, portfolio management, or guaranteed returns. All information shared is solely for educational and awareness purposes to help investors take independent and informed financial decisions.
Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.
No Guaranteed Returns.
Mutual Fund investments are subject to market risks. The value of units may go up or down depending on various market factors. Mutual Funds do not provide assured or guaranteed returns, and past performance of any scheme is not indicative of future results.
Key Risk Factors
Market Risk – Fluctuations in stock, bond, or commodity markets may impact fund performance.
Interest Rate Risk – Changes in interest rates may affect the valuation of debt instruments.
Credit Risk – Possibility of default by issuers of bonds or debt securities in debt-oriented funds.
Liquidity Risk – Difficulty in selling underlying securities at the desired price or time.
Concentration Risk – Funds focusing on specific sectors/themes or limited securities may be more volatile.
Regulatory / Political Risk – Policy changes, taxation amendments, or regulatory measures may impact performance.
Inflation Risk – Returns may not keep pace with inflation, reducing real returns.
Reinvestment Risk – In debt funds, income/coupon proceeds may have to be reinvested at lower interest rates.
Investor Responsibility
Read the Scheme Information Document (SID), Key Information Memorandum (KIM), and addenda carefully before investing.
Understand the risk factors associated with each scheme.
Make independent investment decisions based on personal financial goals, risk appetite, and investment horizon.
Distributor Disclaimer
Fincaps is an AMFI-Registered Mutual Fund Distributor. We do not provide investment advice, stock tips, portfolio management, or guaranteed returns. Our role is limited to distribution of mutual fund products and investor awareness initiatives.
Standard Disclaimer
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
This statement is a mandatory disclosure required by SEBI and AMFI to ensure transparency and investor protection.
Market-linked nature: Mutual Funds invest in securities such as shares, bonds, and money market instruments. The value of these securities depends on market conditions and may rise or fall.
Influence of external factors: Prices of securities are affected by economic developments, interest rate changes, company performance, global events, and investor sentiment. These factors are unpredictable in the short term.
No guaranteed returns: Since Mutual Funds are market-linked products, they cannot assure or guarantee fixed returns. Diversification and professional management may help manage risks, but they cannot remove them completely.
Regulatory safeguard: To ensure that investors are fully aware of these risks before investing, SEBI requires all advertisements, communications, and scheme documents to carry the disclaimer: “Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.”
Equity Mutual Funds are schemes that primarily invest in the shares (equity) of companies. These funds seek to generate returns by participating in the potential growth of the companies they invest in.
Equity funds may be broadly classified as Active or Passive:
Active Equity Funds are managed by a fund manager who undertakes research, analyzes company performance, and makes investment decisions.
Passive Equity Funds replicate a market index such as the Nifty 50 or Sensex, aiming to mirror its performance.
Equity funds can also be categorized based on market capitalization of the companies in which they invest, such as Large Cap, Mid Cap, Small Cap, or Micro Cap Funds.
Another classification is based on investment approach:
Diversified Equity Funds invest across multiple sectors and companies.
Sectoral or Thematic Funds focus on specific industries or themes (e.g., Information Technology, Infrastructure).
While equity funds provide the benefit of diversification and professional management, investors should note that these funds are subject to market risks and can be more volatile compared to debt or hybrid funds. Returns are not assured or guaranteed.
Investors are advised to carefully read the Scheme Information Document (SID), Key Information Memorandum (KIM), and all applicable regulatory disclosures before making any investment decision.
Debt Mutual Funds are schemes that primarily invest in fixed-income securities such as corporate bonds, government securities, money market instruments, and other debt instruments. These are also commonly referred to as Bond Funds.
Such funds generally feature a comparatively lower cost structure, potential for relatively stable returns, reasonable liquidity, and a risk profile that is typically lower than equity-oriented mutual funds.
Debt funds may be considered suitable for investors seeking relatively stable income with lower volatility compared to equity funds. However, investors must note that all mutual fund investments are subject to market risks, including interest rate risk, credit risk, and liquidity risk. Past performance does not guarantee future results.
While debt funds may provide more tax-efficient returns compared to certain traditional fixed-income products, they are not risk-free. Investors are advised to carefully read the Scheme Information Document (SID), Key Information Memorandum (KIM), and all other regulatory disclosures before making any investment decision.
Frequently asked questions
- 01
Fincaps is an AMFI-Registered Mutual Fund Distributor. In this capacity, our role is limited to distribution and investor awareness activities as permitted under applicable regulatory guidelines.
Our services include:
Mutual Fund Distribution: Facilitating purchase, switch, and redemption of mutual fund schemes, as per investor instructions.
Systematic Investment Plans (SIP): Enabling investors to set up and manage SIPs in mutual fund schemes of their choice.
Regulatory Compliances: Assisting investors in completing mandatory requirements such as Know Your Customer (KYC) formalities.
Investor Awareness Initiatives: Providing educational material, tools, and resources to help investors understand mutual fund products, associated risks, and regulatory disclosures.
Transaction Support: Offering secure, compliant, and seamless processes for execution of transactions.
Important Note: Fincaps does not provide investment advice, stock tips, portfolio management, or guaranteed returns. All information shared is solely for educational and awareness purposes to help investors take independent and informed financial decisions.
Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.
- 02
No Guaranteed Returns.
Mutual Fund investments are subject to market risks. The value of units may go up or down depending on various market factors. Mutual Funds do not provide assured or guaranteed returns, and past performance of any scheme is not indicative of future results.
Key Risk Factors
Market Risk – Fluctuations in stock, bond, or commodity markets may impact fund performance.
Interest Rate Risk – Changes in interest rates may affect the valuation of debt instruments.
Credit Risk – Possibility of default by issuers of bonds or debt securities in debt-oriented funds.
Liquidity Risk – Difficulty in selling underlying securities at the desired price or time.
Concentration Risk – Funds focusing on specific sectors/themes or limited securities may be more volatile.
Regulatory / Political Risk – Policy changes, taxation amendments, or regulatory measures may impact performance.
Inflation Risk – Returns may not keep pace with inflation, reducing real returns.
Reinvestment Risk – In debt funds, income/coupon proceeds may have to be reinvested at lower interest rates.
Investor Responsibility
Read the Scheme Information Document (SID), Key Information Memorandum (KIM), and addenda carefully before investing.
Understand the risk factors associated with each scheme.
Make independent investment decisions based on personal financial goals, risk appetite, and investment horizon.
Distributor Disclaimer
Fincaps is an AMFI-Registered Mutual Fund Distributor. We do not provide investment advice, stock tips, portfolio management, or guaranteed returns. Our role is limited to distribution of mutual fund products and investor awareness initiatives.
Standard Disclaimer
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
- 03
This statement is a mandatory disclosure required by SEBI and AMFI to ensure transparency and investor protection.
Market-linked nature: Mutual Funds invest in securities such as shares, bonds, and money market instruments. The value of these securities depends on market conditions and may rise or fall.
Influence of external factors: Prices of securities are affected by economic developments, interest rate changes, company performance, global events, and investor sentiment. These factors are unpredictable in the short term.
No guaranteed returns: Since Mutual Funds are market-linked products, they cannot assure or guarantee fixed returns. Diversification and professional management may help manage risks, but they cannot remove them completely.
Regulatory safeguard: To ensure that investors are fully aware of these risks before investing, SEBI requires all advertisements, communications, and scheme documents to carry the disclaimer: “Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.”
- 04
Equity Mutual Funds are schemes that primarily invest in the shares (equity) of companies. These funds seek to generate returns by participating in the potential growth of the companies they invest in.
Equity funds may be broadly classified as Active or Passive:
Active Equity Funds are managed by a fund manager who undertakes research, analyzes company performance, and makes investment decisions.
Passive Equity Funds replicate a market index such as the Nifty 50 or Sensex, aiming to mirror its performance.
Equity funds can also be categorized based on market capitalization of the companies in which they invest, such as Large Cap, Mid Cap, Small Cap, or Micro Cap Funds.
Another classification is based on investment approach:
Diversified Equity Funds invest across multiple sectors and companies.
Sectoral or Thematic Funds focus on specific industries or themes (e.g., Information Technology, Infrastructure).
While equity funds provide the benefit of diversification and professional management, investors should note that these funds are subject to market risks and can be more volatile compared to debt or hybrid funds. Returns are not assured or guaranteed.
Investors are advised to carefully read the Scheme Information Document (SID), Key Information Memorandum (KIM), and all applicable regulatory disclosures before making any investment decision.
- 05
Debt Mutual Funds are schemes that primarily invest in fixed-income securities such as corporate bonds, government securities, money market instruments, and other debt instruments. These are also commonly referred to as Bond Funds.
Such funds generally feature a comparatively lower cost structure, potential for relatively stable returns, reasonable liquidity, and a risk profile that is typically lower than equity-oriented mutual funds.
Debt funds may be considered suitable for investors seeking relatively stable income with lower volatility compared to equity funds. However, investors must note that all mutual fund investments are subject to market risks, including interest rate risk, credit risk, and liquidity risk. Past performance does not guarantee future results.
While debt funds may provide more tax-efficient returns compared to certain traditional fixed-income products, they are not risk-free. Investors are advised to carefully read the Scheme Information Document (SID), Key Information Memorandum (KIM), and all other regulatory disclosures before making any investment decision.
Phone +91 807 514 8933
Fincaps, 16/59, Vallicode Kottayam - Poomkavu Rd, Pathanamthitta, Kerala 689656, India
AMFI Registered Mutual Fund Distributor