Disclaimer & Privacy Policy 

Disclaimer ​​

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By accessing and using this website (www.fincaps.org), you acknowledge and agree to the following terms and conditions:

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1. General Information Only

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• The content, tools, calculators, and resources available on this website are provided for general informational and educational purposes only.

• Nothing on this website should be construed as:

  • Investment advice

  • Tax advice

  • Legal advice

  • A solicitation to buy or sell mutual funds or any other financial products

• Fincaps is an AMFI-registered Mutual Fund Distributor (ARN holder).

• We do not provide SEBI-registered Investment Advisory (RIA) services or Portfolio Management Services (PMS).

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2. Information Disclaimer

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• At Fincaps, we conduct business only after interacting directly with customers, enabling us to understand their risk appetite, financial requirements, and suitability of investment products. In line with the AMFI Code of Conduct for Mutual Fund Distributors, we:

• Share Scheme Information Documents (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM), and other relevant disclosures.

• Provide details of commissions/trail fees received from AMCs for distributing Regular Plans.

• Offer investor awareness resources and other necessary information to help clients make informed decisions.

• Avoid making any misleading claims or assurances of guaranteed returns.

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• All information provided on this website is made available on an “as is” and “as available” basis. While every effort is taken to ensure accuracy and reliability, we cannot guarantee that all information will always be complete, current, or error-free.​

• The content is intended solely for educational and investor awareness purposes.

• No assurance is given regarding accuracy, completeness, timeliness, or reliability. 

• Investors are advised to make decisions only after careful self-study, independent research, or by consulting a qualified financial advisor, if required.

• Before making any investment decisions, investors should verify all details with official sources such as AMC websites, SEBI, and AMFI.

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3. Regulatory & Compliance Notes

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• Mutual Fund investments are subject to market risks, including the possible loss of principal.

• Investors are advised to carefully read the following before investing:

  • Scheme Information Document (SID)

  • Statement of Additional Information (SAI)

  • Key Information Memorandum (KIM)

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• We strictly follow the AMFI Code of Conduct for Mutual Fund Distributors and SEBI regulations. Click here to view or download AMFI code of conduct for Mutual fund Distributors.

• We do not make misleading claims or provide return assurances.

• Fincaps distributes Regular Plans only and receives commissions/trail fees from AMCs. Commission structures may vary across AMCs and schemes.

• Please note: We do not provide any direct subscription or purchase facility for mutual funds through our website.​​

 

4. Investor Responsibility

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• Investors should assess their financial goals, risk appetite, and investment horizon before investing.

• Decision-making options:

  • Independent research & self-study

  • Consultation with a qualified SEBI-registered Investment Adviser (RIA)

• For reliable updates, investors should rely on:

  • AMC websites

  • AMFI

  • SEBI

  • Mutual Fund Sahi Hai campaign resources

 

5. Possible Risks

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Mutual fund and market investments carry risks, including:

• Market Risk – NAV volatility due to market movements

• Credit Risk – Issuer default in debt securities

• Interest Rate Risk – Adverse debt fund impact from rising rates

• Liquidity Risk – Redemption difficulties during stress periods

• Concentration Risk – Higher volatility from sector/theme funds

• Regulatory/Taxation Risk – Changes in policies, rules, or tax laws

• Currency Risk – Fluctuations in foreign exchange (for international funds)

• System/Data Risk – Errors due to system/API/data issues

⚠️ Important: Past performance does not guarantee future returns. Investments are subject to market risks, including loss of principal.

 

6. No Advisory Relationship

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• Use of this website does not establish any fiduciary, advisory, or client relationship with Fincaps.

• Our role is limited to being an AMFI-registered distributor, not a financial advisor.

 

7. Fiduciary Duty & AMFI Code Obligations

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As per AMFI’s Code of Conduct for Distributors, Fincaps commits to:

• Always act in the best interest of investors.

• Maintain transparency in commissions, fees, and disclosures.

• Avoid mis-selling, undue pressure, or misleading presentations.

• Disclose any conflicts of interest.

• Protect investor confidentiality & data privacy.

• Ensure only NISM-certified and EUIN-tagged staff engage in distribution.

• Place investor education, awareness, and suitability above sales.

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8. Updates & Changes

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• Content, tools, and disclaimers may be updated at any time without prior notice.

• Users should review periodically for the latest version.

 

Important Regulatory Note

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• Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

• Past performance is not an indicator of future results.

• Fincaps does not guarantee or assure returns.

• This Website does not provide all mutual fund-related information; investors must rely on official AMC, AMFI, and SEBI sources.

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 Privacy Policy​​

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This Privacy Policy explains how M/S Fincaps (“we”, “our”, “us”, “website”) treats your privacy when you visit www.fincaps.org.

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We respect your privacy and want you to feel safe while using our website.

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1. No Data Collection

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• We do not collect any personal data (such as name, email, phone number, or interests) when you visit our website.

• You are free to browse all sections of our website without sharing any personal details.

 

2. No Cookies

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• Our website does not use cookies to track or store any information about your browsing behavior.

• We do not use analytics, advertising, or third-party tracking tools.

 

3. External Links

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• Our website may contain links to external sites (e.g., AMFI, SEBI, or AMC websites) for investor convenience.

• Please note that once you leave our website, we are not responsible for the privacy practices of those external sites.

 

4. Transparency & Trust

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• We do not sell, share, or distribute any personal data to third parties.

• Since we do not collect user data, there is no risk of misuse.

• This policy is designed to reassure our visitors that browsing www.fincaps.org is safe and private.

 

5. Policy Updates

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We may update this Privacy Policy in the future if required by regulation. The latest version will always be available on this page.